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IA
Decatur City
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Final Expense Life Insurance Telesales Agent (1099 | Commission Only)
Lumis Financial Group
Decatur City, IA
Job DescriptionJob DescriptionFinal Expense Life Insurance Telesales Agent (1099 | Commission Only)This is a business opportunity, not a traditional job.We are seeking driven, disciplined individuals who want to build a high-income life insurance business in the Final Expense market. This is a 100% commission, 1099 broker role for full-time professionals who are committed to long-term financial success and are willing to invest in themselves.If you are looking for hourly pay, part-time work, or a “side hustle,” this role is not a fit.What You’ll Be SellingFinal Expense Life InsurancePhone-based (telesales) modelHelping families protect loved ones from end-of-life expenses with dignity and careLicensing RequirementsAgents must be licensed in 6 statesIf not currently licensed, we provide guidance and support for completing state-mandatory pre-licensing coursesLicensing and appointment timelines must be met promptlyCompensation Structure100% commission1099 independent contractorNo salary, no hourly payUnlimited earning potentialAverage earnings (new, non-experienced agents):$4,000 – $8,000 per monthHigh performers (trained and consistent):$20,000+ per monthEarnings are based on earned income, not APVCarriers You’ll Work WithYou’ll have access to multiple top-tier, A+ rated carriers, including:Mutual of OmahaForestersRoyal NeighborsAIG / CorebridgeAnd other highly respected national carriersRequirementsLeads & InvestmentAgents purchase their own leads through our proven lead generation systemThis system provides access to high-intent “A” leadsThis role requires a financial investment in leads, licensing, and business setupWe teach you how to work the system profitably, but ownership and responsibility stay with you.Who We’re Looking ForThis opportunity is ideal for individuals who have:Strong critical thinking and problem-solving skillsA high work ethic and personal accountabilityA deep desire for financial growth and independenceCoachability and the ability to follow proven systemsEmotional maturity and professionalism when working with familiesCommitment ExpectationsFull-time onlyNo part-time, side gigs, or divided focusWillingness to treat this as a real business, not a temporary roleBenefitsWhy This OpportunityProven systems and structured trainingAccess to high-quality carriers and lead sourcesClear income path for motivated producersTrue ownership over your schedule, income, and growthIf you’re ready to build—not clock in—and you’re willing to invest in your future, we’d love to connect.Serious applicants only.
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