Underwriter Trainee, Commercial Lines Insurance at Encova Insurance

Dynamic Environment

Underwriter

Fundfi Merchant Funding New York, NY

Work Life Balance

Loss Sensitive Underwriter (Senior or AVP)

Zurich Insurance Company New York, NY

Zurich is currently looking for an experienced Loss Sensitive Casualty Underwriter to join our Middle Market Complex Casualty...

Dynamic Environment

Underwriter

Liberty Mutual Insurance New York, NY

Schedule: Full-Time Salary Range: USD $89000.00 - $247000.00 Job Category: Underwriting Pay Philosophy The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and...

Loss Sensitive Underwriter (Senior or AVP)

Zurich Insurance Company Ltd. New York, NY

Zurich is currently looking for an experienced Loss Sensitive Casualty Underwriter to join our Middle Market Complex Casualty Underwriting team in NYC. We are looking for someone with established broker relationships in the New York Metro area. This is a technical and market facing role working with our complex/loss sensitive casualty products and is a great opportunity to join an expanding team. While this position will be based out of our NYC office location, you will have the flexibility to work on a hybrid basis. You will partner with your manager to set a flexible work schedule that supports you, our customers, and our brokers and agents. This role will require you to be visible in the marketplace to meet with our agents and brokers on a regular schedule. This role will be filled at either the Senior or AVP underwriting level. The hiring manager will determine the appropriate level based upon the selected applicant’s experience and skill set relative to the qualifications listed for this position. Our Underwriters are market-facing with objectives focused on profitable growth and superior service to our broker partners and customers and are responsible for: Generating, underwriting, and analyzing domestic Complex and Loss Sensitive Casualty business Market facing and production activities Complying with underwriting rules and guidelines, insurance laws and regulations and rating manual rules Developing and maintaining agency and broker relationships Working within broad limits and authorities on complex assignments Senior Loss Sensitive Underwriter Qualifications: High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Brokerage or Market Facing area OR High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area OR Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area OR Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area AND Knowledge of Microsoft Office Experience working on time restraints for quotes on new and renewal business Experience working in a team environment OR AVP Loss Sensitive Underwriter Qualifications: High School Diploma or Equivalent and 7 or more years of experience in the Underwriting or Brokerage or Market Facing area OR High School Diploma or Equivalent and 14 or more years of experience in the Claims or Underwriting Support area OR Zurich Certified Insurance Apprentice including an Associate Degree and 5 or more years of experience in the Underwriting or Market Facing area OR Zurich Certified Insurance Apprentice including an Associate Degree and 12 or more years of experience in the Claims or Underwriting Support area AND Experience with Microsoft Office Preferred Qualifications (Senior/AVP Level): Bachelor’s Degree Knowledge of Domestic Complex Casualty Products Ability to effectively assess risk Strong negotiation skills Strong broker relationships within the region Superior skills in relationship building, active listening, needs analysis, and win-win negotiation. Possess a high level of customer service by meeting or exceeding broker and or customer expectations with respect to required deadlines Excellent oral and written communication skills Strong knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines Compensation for roles at Zurich varies depending on a wide array of factors including but not limited to the specific office location, role, skill set, and level of experience. As required by local law, Zurich provides in good faith a reasonable range of compensation for roles. For additional information about our Total Rewards, Click here . Other rewards may include short term incentive bonuses and merit increases. Candidates with salary expectations outside of the range are encouraged to apply, and will be considered based on experience, skill, and education. The salary provided is a nationwide market range and has not been adjusted for the applicable geographic differential associated with the location where the position may be filled. The combined salary range for this position is $115,000.00 - $205,000.00. The starting salary range for the Senior Loss Sensitive Underwriter is $115,000.00 - $165,000.00 and for the AVP, Loss Sensitive Underwriter is $150,000.00 - $205,000.00. As an insurance company, Zurich is subject to 18 U.S. Code § 1033. As a condition of employment at Zurich, employees must adhere to any COVID-related health and safety protocols in place at that time ( https://www.zurichna.com/careers/faq ). A future with Zurich. What can go right when you apply at Zurich? Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500®. Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please click here to learn more. As a global company, Zurich recognizes the diversity of our workforce as an asset. We recruit talented people from a variety of backgrounds with unique perspectives that are truly welcome here. Taken together, diversity and inclusion bring us closer to our common goal: exceeding our customers’ expectations. Zurich does not discriminate on the basis of age, race, ethnicity, color, religion, sex, sexual orientation, gender expression, national origin, disability, protected veteran status or any other legally protected status. EOE disability/vet Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission. Location(s): AM - New York, AM - Jersey City, AM - Hoboken Remote Working: Hybrid Schedule: Full Time Employment Sponsorship Offered: No Linkedin Recruiter Tag: #LI-WL1 #LI-DIRECTOR

Middle Market Private Equity Underwriter (Level II or III)

Zurich Insurance Company Ltd. New York, NY

Zurich is currently hiring for an experienced Private Equity Underwriter (Level II or III) for our Middle Markets team in New York City! Middle Markets is a key business segment within Zurich and we are focused on attracting top customer advocates who possess a sales mindset, strong technical underwriting skills and solution focused problem solving abilities. As a Middle Markets Underwriter you will handle complex new and renewal Middle Markets business and serve as a Subject Matter Expert on the team within our Private Equity vertical. As a member of Zurich's Underwriting Team, you will enjoy the opportunity to fully apply and hone your underwriting and marketing skills while building relationships with our Preferred Distribution Partners in the Northeast Region. This is an exciting time to join Middle Markets at Zurich! This role will be filled at either the level II or III. The hiring manager will determine the appropriate level based upon the selected applicant’s experience and skillset relative to the qualifications listed for this position. The Private Equity Underwriter (Mid-Senior or Senior) is responsible for: Serving as a customer industry advocate with a focus on improving the customer experience by understanding their risk and offering the best end to end solution for their insurance needs. Accountable for all PE business in the NYC Territory, while working closely with our National Industry Practice Leader, and having the ability to grow the book. Using a disciplined approach to exposure evaluation, risk assessment and pricing. Using risk insights, data and models to drive informed decisions at point of sale. Identifying gaps involves and aligning Zurich’s products and value proposition to offer a solution that provides the contract certainty the customer needs. Demonstrating strong analytical skills and executing as an innovative advisor. Underwriting, analyzing, and generating new and renewal business. Administering and monitoring underwriting rules and guidelines, insurance laws and regulations and rating manual rules. Developing and maintaining agency and broker relationships. Working within broad limits and authorities on highly complex assignments. Basic Qualifications: Level II: High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area. OR High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area OR Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area OR Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area AND Knowledge of line/s of business and the legal and regulatory guidelines Knowledge of time restraints for quotes on new and renewal business Experience with Microsoft Office OR Level III: High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area. OR High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area OR Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting o r Market Facing area (ADD POP addendum) OR Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area AND Knowledge of Microsoft Office Experience working on time restraints for quotes on new and renewal business Experience working in a team environment Preferred Qualifications: Bachelor’s Degree Private Equity Middle Markets Underwriting experience in the Northeast Region Ability to effectively assess risk Strong negotiation skills Strong retail broker relationships Superior skills in relationship building, active listening, needs analysis, and win-win negotiating Possess knowledge of time restraints for quotes on new and renewal business Excellent oral and written communication skills Strong knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines PC and related software skills CPCU and ARM a plus Compensation for roles at Zurich varies depending on a wide array of factors including but not limited to the specific office location, role, skill set, and level of experience. As required by local law, Zurich provides in good faith a reasonable range of compensation for roles. For additional information about our Total Rewards, Click here . Other rewards may include short term incentive bonuses and merit increases. Candidates with salary expectations outside of the range are encouraged to apply, and will be considered based on experience, skill, and education. The salary provided is a nationwide market range and has not been adjusted for the applicable geographic differential associated with the location where the position may be filled. The combined salary range for this position is $94,000.00 - $170,000.00. The starting salary range for Level II is $94,000.00 - $139,000.00 and for Level III is $120,000.00 - $170,000.00. As an insurance company, Zurich is subject to 18 U.S. Code § 1033. As a condition of employment at Zurich, employees must adhere to any COVID-related health and safety protocols in place at that time ( https://www.zurichna.com/careers/faq ). A future with Zurich. What can go right when you apply at Zurich? Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500®. Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please click here to learn more. As a global company, Zurich recognizes the diversity of our workforce as an asset. We recruit talented people from a variety of backgrounds with unique perspectives that are truly welcome here. Taken together, diversity and inclusion bring us closer to our common goal: exceeding our customers’ expectations. Zurich does not discriminate on the basis of age, race, ethnicity, color, religion, sex, sexual orientation, gender expression, national origin, disability, protected veteran status or any other legally protected status. EOE disability/vet Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission. Location(s): AM - New York Remote Working: Hybrid Schedule: Full Time Employment Sponsorship Offered: No Linkedin Recruiter Tag: #LI-NK1 #LI-ASSOCIATE #LI-HYBRID

Middle Market Financial Institutions Underwriter (Mid-Senior or Senior)

Zurich Insurance Company Ltd. New York, NY

Zurich Middle Markets has delivered double-digit growth over the last four consecutive years, and we strive to exceed that growth in the years ahead! We’ve been dedicated to assembling a team of dedicated Middle Market leaders and underwriters who understand this space very deeply and who grasp the unique challenges of the various industry segments and the individual customers we serve. We are looking hire an experienced Financial Institutions Underwriter at the Mid-Senior or Senior level in our NYC Office. In this role, you will serve as a customer advocate with a focus on improving the customer experience by understanding their unique risks and offering the best end-to-end solution for their Middle Markets Financial Institutions insurance needs. This position is hybrid with two days per week in the New York office. What you can expect in a Financial Institutions Underwriting Position in Middle Markets at Zurich:   You will develop and maintain relationships with brokers partners and customers across all industries in support of business objectives. You will leverage your Financial Institutions underwriting acumen across risk assessment, exposure evaluation and pricing to generate and maintain a profitable book of new and renewal business. You will work collaboratively across business units including but limited to; claims, finance, risk engineering, actuary, and technical underwriting while gaining extensive knowledge in a growing and innovative industry. You will be empowered to use your technical underwriting, negotiation, and interpersonal skills to grow and develop relationships with preferred distribution partners in an assigned territory. This role will be filled at either as a Mid Senior or Senior Level. The hiring manager will determine the appropriate level based upon the selected applicant’s experience and skill set relative to the qualifications listed for this position. Basic Qualifications: Mid-Senior Level : High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area. OR High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area OR Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area OR Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area AND Knowledge of line/s of business and the legal and regulatory guidelines Knowledge of time restraints for quotes on new and renewal business Experience with Microsoft Office OR Senior Level : High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area. OR High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area OR Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting o r Market Facing area (ADD POP addendum) OR Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area AND Knowledge of Microsoft Office Experience working on time restraints for quotes on new and renewal business Experience working in a team environment Preferred Qualifications: Bachelor’s Degree Private Equity Middle Markets Underwriting experience in the Northeast Region Ability to effectively assess risk Strong negotiation skills Strong retail broker relationships Superior skills in relationship building, active listening, needs analysis, and win-win negotiating Possess knowledge of time restraints for quotes on new and renewal business Excellent oral and written communication skills Strong knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines PC and related software skills CPCU and ARM a plus Compensation for roles at Zurich varies depending on a wide array of factors including but not limited to the specific office location, role, skill set, and level of experience. As required by local law, Zurich provides in good faith a reasonable range of compensation for roles. For additional information about our Total Rewards, Click here . Other rewards may include short term incentive bonuses and merit increases. Candidates with salary expectations outside of the range are encouraged to apply, and will be considered based on experience, skill, and education. The salary provided is a nationwide market range and has not been adjusted for the applicable geographic differential associated with the location where the position may be filled. The combined salary range for this position is $94,000.00 - $170,000.00. The starting salary range for Mid-Senior Level is $94,000.00 - $139,000.00 and for Senior Level is $120,000.00 - $170,000.00. As an insurance company, Zurich is subject to 18 U.S. Code § 1033. As a condition of employment at Zurich, employees must adhere to any COVID-related health and safety protocols in place at that time ( https://www.zurichna.com/careers/faq ). A future with Zurich. What can go right when you apply at Zurich? Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500®. Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please click here to learn more. As a global company, Zurich recognizes the diversity of our workforce as an asset. We recruit talented people from a variety of backgrounds with unique perspectives that are truly welcome here. Taken together, diversity and inclusion bring us closer to our common goal: exceeding our customers’ expectations. Zurich does not discriminate on the basis of age, race, ethnicity, color, religion, sex, sexual orientation, gender expression, national origin, disability, protected veteran status or any other legally protected status. EOE disability/vet Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission. Location(s): AM - New York Remote Working: Hybrid Schedule: Full Time Employment Sponsorship Offered: No Linkedin Recruiter Tag: #LI-NK1 #LI-ASSOCIATE LI-HYBRID

Underwriter

Fundfi Merchant Funding New York, NY

Fundfi Merchant Funding provided pay range This range is provided by Fundfi Merchant Funding. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more. Base pay range $55,000.00/yr - $65,000.00/yr We are looking for an Underwriter to join our Financial Team. The perfect candidate must have experience in the merchant cash advance industry and/or underwriting, highly motivated, entrepreneurial, and strong accounting, finance, modeling, and problem-solving skills. Job Description: Review public records to verify information on businesses and their owners using public and proprietary databases. Serve as a resource to assist underwriters regarding bank review, due diligence, stipulations, and requirements. Be able to work in a fast-paced environment. Ability to identify inconsistencies and problem solve. Ability to multi-task and prioritize in a fast-paced environment. Understand various business industries from a funding perspective. Bonuses are given based on performance. Qualifications/Requirements: Bachelor's degree (Preferred) Must be in the greater New York City area and able to come into the office. Professionalism is a must. 1 – 2 years of underwriting experience in alternative financing (MCA, Term Loans). Strong follow-up and time management skills. Salary Range: $55,000 - $65,000 USD Seniority level Entry level Employment type Full-time Job function Finance and Sales #J-18808-Ljbffr

Quick Apply

Mortgage Underwriter

Edward Daniels Group New York, NY

This position is based in NYC but is a Remote position. Responsibilities: Underwrite Conventional & Jumbo Loans in accordance with FFF overlays, policies and procedures outlined by Director of Operations. Underwrite Conventional & Jumbo Loans in accordance with all agency guidelines and Investor Overlays. Perform industry-standard underwriting activities (e.g. reviewing Income, assets, title, appraisal, loan application, etc.). Access all risk factors of loan and ensure it meets guidelines. Report to Manager in regard to protocol and file escalation. Check for accuracy of all incoming loan information for file and report discrepancies. Ensure that all of the tax, title, insurance and closing documentation is in place. Interface with borrowers, loan processors, loan officers, and underwriting in an effective manner. Review the appraisal to make sure it is accurate and thorough, ensuring the home is worth at least the purchase price on purchases and value on refinances. Maintain, understand and follow lender/Agency/Investor guidelines at all times. Ensure all loan factors meet particular loan guidelines. Maintain dates in the loan origination system pertaining to underwriting (as applicable). Submit mortgage loans to automated underwriting systems for approval within investor guidelines. Assure all FINAL numbers and information are updated in the file and system prior to issuing a clearance to close. Ensure file compliance prior to closing being requested. Perform all other duties as defined by Employer from time to time. #J-18808-Ljbffr

Underwriter

Ryan Specialty New York, NY

Position Summary The Property and Casualty Underwriter is responsible for managing a portfolio of accounts and driving new and renewal business opportunities for Property and Casualty insurance. The role assesses risks associated with insuring properties and liabilities, evaluates applications, analyzes data, and determines coverage terms and premiums to ensure sound underwriting decisions. They develop and maintain underwriting practices and guidelines as per delegated authority and build relationships with brokers and other stakeholders in the designated portfolio. What will your job entail? Responsibilities: Underwrites new and renewal property and casualty business, analyzes policy forms, broker endorsement requests, and submitted documentation as per company underwriting standards and guidelines and obtains additional information as needed. Determines whether to accept, modify or decline a risk through evaluation of the coverage value, location, usage, safety features, and other factors pertinent to the decision. Determines appropriate coverage limits and insurance premiums, policy terms and conditions based on risk assessment and underwriting guidelines and ensures active portfolio management of property and casualty accounts. Delivers services for new property and casualty business and renewals while demonstrating professionalism, technical knowledge, and adherence to underwriting guidelines. Examines, identifies, and evaluates exposures and ensures compliance with state and country laws and guidelines established by carriers and the organization. Provides premium forecasts and business plans to support budget and performance targets. Maintains existing broker relationships and collaborates across teams to manage production activities such as submissions, quotes, declines, binds, issuance to provide accurate, timely, and quality service to clients. Builds professional, long-term relationships in the designated portfolio and as per delegated authority limits and partners with brokers to create customized insurance solutions as needed to service a client. Creates opportunities for new business, maximizes retention of assigned portfolio and ensures timely review of renewal business to achieve business targets. Executes marketing activities, attends seminars and training, and stays abreast on market dynamics and property and casualty underwriting trends. Stays informed about industry trends, emerging risks in the property and casualty sector, terminology, regulations and adjusts underwriting strategies accordingly. Work Experience: Minimum of 5 years of experience in Property and Casualty Underwriting with a Bachelor's degree or 3 years and a Master's degree is preferred. Education: Bachelor's degree required, Master's degree preferred; Risk Management, Actuarial and Business Administration preferred. Any other related discipline or commensurate work experience considered. Licenses & Certifications: Prescribed: Minimum requirements for state P&C and/or surplus line licenses. Preferred: Chartered Property Casualty Underwriter (CPCU) Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce that is reflective of society throughout the entirety of the organization. Our vision is an inclusive and equitable workplace where all employees are valued and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment. Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment. How We Support Our Teammates Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more. The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/. We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at [email protected] The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Immediate Start

Underwriter - Cyber / E&O Underwriter

CNA New York, NY

You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. Under broad supervision, responsible for underwriting risks in a book of business. Works within limited authority on assignments of moderate technical complexity. Utilizes underwriting policies and guidelines, rating manual rules and insurance laws and regulations. JOB DESCRIPTION: Essential Duties & Responsibilities Performs a combination of duties in accordance with departmental guidelines: Reviews applications and financial requirements for risks requiring moderate technical underwriting skills. Determines acceptability of risk in accordance with company guidelines and standards. Recommends appropriate pricing and coverage modifications or enhancements for risks after complete analysis and consideration of applicant documentation, business factors and competitive situations. Prepares quotes and answers questions from agencies, internal and external contacts and escalates issues as necessary. Prepares written communication on adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations. Verbally notifies agents of decisions where appropriate in order to ensure clear understanding of the decision. Analyzes quality, quantity, and profitability of risks underwritten and prepares reports for management review. May assist in marketing products and services through agencies or through the brokerage community and makes field visits. Develops and maintains positive agency and/or broker relationships to ensure positive outcomes. Keeps current on state/territory issues, regulations and trends. Works with more senior underwriters or management on risks exceeding authority level or requiring special handling. Develop proficiency in all relevant CNA systems. Also, may update the underwriting systems. Skills, Knowledge & Abilities 1. Knowledge of underwriting and insurance industry theories and practices. 2. Developing technical expertise and negotiation skills. 3. Strong interpersonal and communication skills. Ability to effectively interact with all levels of CNA's internal and external business partners. 4. Ability to work independently. 5. Strong ability to identify, analyze and solve problems as well as the ability to learn rapidly, adapt quickly to change, and to manage and prioritize multiple concurrent projects. 6. Ability to exercise independent judgment and make sound business decisions effectively. 7. Knowledge of Microsoft Office Suite as well as other business-related software. 8. Demonstrated leadership skills Education & Experience 1. Bachelor's degree or equivalent experience. 2. Completion of a formal underwriting training program or minimum one year underwriting experience. #LI-KC2 #LI-Hybrid In New York City, the base pay range for Underwriter is $78,500 to $98,100. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. In certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In District of Columbia, California, Colorado, Connecticut, Illinois, Maryland, Massachusetts, New York and Washington, the national base pay range for this job level is $47,000 to $78,000 annually. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees - and their family members - achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA's benefits, please visit cnabenefits.com. CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact [email protected].

Columbus, OH

Posted 2 days ago

60.000 - 80.000

Job Description

The salary range for this job posting is $43,950.00 - $70,319.00 annually + bonus + benefits. The above represents the salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors. Your recruiter can share more information about the specific salary range during the hiring process. We have several openings for this role with a target start date of May-June 2025. There will be a comprehensive training program, including foundational teaching and on-the-job training. Ideal candidates will reside within close proximity of our Columbus, Ohio or Charleston, West Virginia offices for in-office work as needed, but we are open to candidates anywhere within our payroll footprint as seen on our careers page. JOB OBJECTIVE: The Underwriter Trainee will build the knowledge, skills, and competencies required of an entry-level underwriter. This position will receive training and development in addition to mentorship, working closely with experienced professionals to become familiar with underwriting operations. The Underwriter Trainee will be trained in all aspects of managing existing and prospective commercial lines accounts. ESSENTIAL FUNCTIONS: 1. Successfully complete assigned commercial lines trainee program modules. 2. Review coverage applications and financial requirements for risks, and work with experienced underwriter(s) to determine acceptability of risk in accordance with company guidelines and standards. 3. Complete thorough risk analysis on designated accounts using appropriate Encova, NCCI, ISO, and state applicable industry rules, policies, procedures, guidelines, etc. 4. Review pricing based on financial, competitive, and risk analysis, and work with underwriters to determine appropriate pricing. 5. Review and confirm proper classification. 6. As appropriate, present quotes and answer questions from agencies, policyholders, or other external contacts and present issues to management as necessary. 7. Review loss control reports and follow up on outstanding recommendations. 8. Notify agencies of underwriting decisions, rate appeal decisions, underwriting requirements, status, and declinations. 9. Stay apprised of applicable state laws, guidelines, and regulations, industry activity, and trends as appropriate. 10. Effectively utilize industry rules and guidance to ensure proper policy construction. 11. Manage existing and prospective accounts by actively participating in account renewals, new business presentations, and discussions with agents. 12. Clarify policy wording for agents. 13. Apply knowledge of rating plans, employer financial standing and credit risk, employer accident experience, rules, and underwriting standards to effectively handle inquiries. OTHER FUNCTIONS: 1. Travel to various locations to support business objectives whenever necessary. 2. Nonessential function: other duties as assigned. KNOWLEDGE, SKILLS AND ABILITIES: • Bachelor’s degree from an accredited college or university is preferred (business administration, finance, economics, insurance, accounting, risk management, engineering, actuarial science, or other business-related areas strongly preferred). • Demonstrated professional or insurance experience may substitute for educational requirements. • Working knowledge of technology applications and ability to support business functions. • Solid communication and presentation skills. • Ability to interact in a team environment and to collaborate with other business units for information gathering, reporting results, training, etc. • Critical thinking: Ability to assess an individual situation and select applicable alternatives from an array of options, resulting in the most appropriate and sustainable decision. • Strong organizational skills, including the ability to manage multiple projects and work with minimal direction. • Excellent analytical, research, and writing skills. • Ability to adjust priorities based on changing situations. • Ability to apply confidentiality when appropriate. • Ability to recognize and analyze problems and develop timely solutions. • Ability to establish and maintain effective working relationships with others to achieve objectives. • Ability to solve practical problems and to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. • Ability to exhibit impartiality and openness to the views of others. • Proficient in Excel. This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions, and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities, and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons. Ready to join our team? At Encova Insurance, we firmly believe that our associates drive our company’s success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating, and financially rewarding opportunities. Join us to discover a work experience where your diverse ideas will be met with enthusiasm – where you can learn and grow to your fullest potential. What you can expect from us: Join our family of industry leaders, and let us reward you with a competitive salary, bonus, and benefits package that includes but is not limited to: a 401(k), wellness programs, bonus incentive plans, and flexible schedules, with an early close of the office every Friday. Additionally, Encova aspires to be an outstanding corporate citizen in all the markets we serve; we encourage and support associate participation in community initiatives through our foundations. Encova Insurance is an EOE/E-Verify employer. #J-18808-Ljbffr