Chief Risk Officer at Guilford Savings Bank

Dynamic Environment

Full-Time Store Associate

Aldi Selden, New York

Generous Vacation Time & 7 Paid Holidays.

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Physical Therapist Part-time

Encompass Health Guilford, IN

Physical Therapist Career Opportunity- Weekend Option Weekend rate: $65.00 / hour Join a Team That Puts Your Passion for Care First Are you seeking a fulfilling career that feels like home and lets you make a meaningful impact? At Encompass Health, you'll find an opportunity to provide exceptional care and support to our patients, witnessing their remarkable progress firsthand. As a Physical Therapist, your specialized skills will help deliver high-quality, compassionate care, allowing you the time to deeply understand and guide patients on their rehabilitation journey. Our well-equipped physical therapy gyms, backed by the latest technology, foster a supportive, driven, and welcoming environment. From day one, you'll experience a rewarding career and comprehensive benefits that prioritize your peace of mind and professional growth. Welcome to a place where your passion for care fuels remarkable progress and fulfillment. A Glimpse into Our World Whether you're at the early stages of your career, seeking to build a strong foundation, or an experienced Physical Therapist in search of a better environment to call home, you'll experience the difference the moment you become a part of our team. Being at Encompass Health means being with a growing national inpatient rehabilitation leader. We take immense pride in our career growth opportunities and how our team collaborates for the greater good of our patients. Our achievements, including being named one of the "World's Most Admired Companies" and receiving the Fortune 100 Best Companies to Work For® Award, make us truly remarkable. Our Commitment to You Our benefits are designed to support your well-being and start on day one : Affordable medical, dental, and vision plans for both full-time and part-time employees and their families. Generous paid time off that accrues over time. Tuition reimbursement and continuous education opportunities for your professional advancement. Company-matching 401(k) and employee stock purchase plans for a secure financial future. Flexible spending and health savings accounts tailored to your unique needs. A community of individuals passionate about what they do. Be the Physical Therapist You've Always Aspired to Be Your journey involves: Providing direct inpatient care to patients in need of physical therapy. Supervising care and treatments, leading patient assessments, creating personalized care plans, and addressing patient concerns. Building meaningful relationships with patients by taking the time to understand their physical, mental, and emotional needs to support their recovery. Celebrating every victory along the way. Qualifications Current licensure or certification as required by state regulations. CPR certification. Master's Degree preferred, or Bachelor's Degree plus sufficient experience in the field. The Encompass Health Way We proudly set the standard in care by leading with empathy, doing what's right, focusing on the positive, and standing stronger together. Encompass Health is a trusted leader in post-acute care with over 150 nationwide locations and a team of 36,000 exceptional individuals and growing At Encompass Health, we celebrate and welcome diversity in our inclusive culture. We provide equal employment opportunities regardless of race, ethnicity, gender, sexual orientation, gender identity or expression, religion, national origin, color, creed, age, mental or physical disability, or any other protected classification. We're eager to meet you, and we truly mean that. Join our family, and let's make a difference together

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Occupational Therapist Part-time

Encompass Health Guilford, IN

Occupational Therapist Career Opportunity- Weekend Option Weekend rate $65.00 / hour Your Calling, Close to Home and Heart Are you in pursuit of a career that's more than a job, one that aligns with your heart and community? We believe in the power of creating positive change within local communities through exceptional Occupational Therapy services, empowering individuals toward independence and an improved quality of life. Envision the opportunity to profoundly impact patients' lives, providing vital care and support, and contributing to inspiring outcomes. If this resonates, you're in the right place. As an Occupational Therapist, your role thrives on recognizing the significance of small victories in driving substantial change. Utilize your specialized skills to deliver top-tier, compassionate, and personalized care to our rehabilitation patients. Embrace a supportive team environment infused with motivation and joy in their work, granting access to cutting-edge technology. Start a rewarding career with comprehensive benefits, ensuring your peace of mind and professional growth from day one. Welcome to a fulfilling career journey where your care brings lasting impact and personal fulfillment. A Glimpse into Our World Whether you're laying the foundation of your career or a seasoned Occupational Therapist in search of a nurturing environment to call home, we are confident you'll feel the difference the moment you join our team. Being at Encompass Health means being a part of a growing national inpatient rehabilitation leader. We take pride in our career growth opportunities and the collaborative spirit of our team members, united for the greater good of our patients. Our recognitions, including being named one of the "World's Most Admired Companies" and receiving the Fortune 100 Best Companies to Work For® Award, make us immensely proud. Benefits That Begin With You Our benefits are designed to support your well-being and start on day one : • Affordable medical, dental, and vision plans for both full-time and part-time employees and their families. • Generous paid time off that accrues over time. • Tuition reimbursement and continuous education opportunities for your professional growth. • Company-matching 401(k) and employee stock purchase plans, securing your financial future. • Flexible spending and health savings accounts tailored to your unique needs. • A vibrant community of individuals who are passionate about what they do. Be the Occupational Therapist You've Always Aspired to Be Your impactful journey involves: • Providing direct care to patients in need of occupational therapy. • Guiding patients by supervising care and treatments, leading patient assessments, creating personalized care plans, and targeting and resolving patient concerns. • Building meaningful relationships with patients by dedicating time to understand their physical, mental, and emotional needs for a successful recovery. • Celebrating patient victories along the way. Qualifications • Current licensure or certification required by state regulations. • CPR certification. • Master's Degree preferred, or Bachelor's Degree plus sufficient experience in the field. The Encompass Health Way We proudly set the standard in care by leading with empathy, doing what's right, focusing on the positive, and standing stronger together. Encompass Health is a trusted leader in post-acute care with over 150 nationwide locations and a team of 36,000 exceptional individuals and growing At Encompass Health, we celebrate and welcome diversity in our inclusive culture. We provide equal employment opportunities regardless of race, ethnicity, gender, sexual orientation, gender identity or expression, religion, national origin, color, creed, age, mental or physical disability, or any other protected classification. We're looking forward to meeting you, and we truly mean that. Join our family, and let's make a positive impact together.

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Activities Assistant - Full Time - Skilled Nursing

Senior Living Communities North Branford, CT

At Evergreen Woods we are proud to be recognized as a Great Place to Work®, and we believe that our success begins with one simple principle: People First. We are a luxury senior living company that i

Listing: Full Time Retail and Service Assistant

East River Energy, Inc. Guilford, CT

Listing: Full Time Retail and Service Assistant Full-Time Location East River Energy - Guilford, CT Job Details Petroleum/HVAC company has an immediate opening for a Full Time Retail and Service Assistant. The candidate must have: Customer service experience Strong organizational skills Ability to multitask A valid driver’s license to run company errands efficiently and safely Computer knowledge Petroleum or HVAC knowledge (preferred) Knowledge of parts and equipment (preferred) Send resume by email to: [email protected] or send resume to: Human Resource Dept. P O Box 388, Guilford CT 06437 . Equal Opportunity Employer , including Disabled and Veterans. Apply for Listing: Full Time Retail and Service Assistant Send your resume to the Human Resources Department. #J-18808-Ljbffr

Retail Sales Associate, Full Time - Product Guilford Commons

Gap Inc. Guilford, CT

About the Role As a Brand Associate, you’re an integral part of our team and bring our brand to life for our customers. You’re responsible for engaging and connecting with our customers by providing excellent customer service resulting in brand loyalty. You’re an expert in product and use your knowledge and experience to educate, inform, inspire and wardrobe the customer. Through collaboration with your leadership team, you’ll deliver a best-in-class customer experience using an omni-channel approach. What You'll Do Consistently treat all customers and employees with respect and contribute to a positive work environment. Promote loyalty by educating customers about our loyalty programs. Seek out and engage with customers to drive sales and service using suggestive selling. Enhance customer experience using all omnichannel offerings. Be accountable to personal goals which contribute to overall store goals and results. Support sales floor, fitting room, cash wrap, back of house, as required. Maintain a neat, clean and organized work center. Handle all customer interactions and potential issues/returns courteously and professionally. Execute operational processes effectively and efficiently. Who You Are A good communicator with the ability to effectively interact with customers and your team to meet goals. A customer-focused service provider both on and off the sales floor to help deliver an exceptional experience for our customers. Passionate about retail and thrive in a fast-paced environment. A problem solver with a focus on continuous improvement, who is always learning, open to feedback and takes action as required. Agreeable to work a flexible schedule to meet the needs of the business, including holiday, evening, overnight and weekend shifts. Able to utilize retail technology. Able to maneuver around sales floor, stockroom and office and lift up to 30 lbs. #J-18808-Ljbffr

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LPN, Home Health Full Time

CenterWell Home Health Old Saybrook, Connecticut

The compensation range below reflects a good faith estimate of starting base pay for full time (40 hours per week) employment at the time of posting. Among our benefits, Humana provides medical, dental and vision benefits, 401(k) retirement savings plan, time off (including paid time off, company an

Nurse Practitioner (Full-Time)

Ideal Image North Haven, Connecticut

G - Be physically active for long periods of time without getting tired during shift schedule. G - Use hand, wrist, arms repetitively for long periods of time: with manual dexterity and fine motor skills. G - Apply established protocols in a timely manner.

Nurse Aide II - Emergency Department - Full Time, Nights

Long Island Community Hospital Patchogue, New York

Full Time, Nights (7PM - 7AM, Alternating Days) - NSG-Emergency De. Correctly identifies patients needing specimen collection/procedures according to the patient’s identification and allergy bracelet 100% of the time. Rather, we are an institution you can be proud of, an institution where you'll f

Posted 12 hours ago

Registered Nurse, Home Health Full Time

CenterWell Home Health Hauppauge, New York

Guilford, CT

Posted 1 day ago

Finance and Insurance

Job Description

Job Description Job Description Function / Position Summary: The Chief Risk Officer (CRO) will be responsible for overseeing the Bank's credit and risk management functions encompassing the entire organization. The CRO is charged with developing and implementing an effective risk management program that balances risk mitigation strategies with the Bank’s growth and service objectives. The incumbent is ultimately responsible for ensuring the Bank is in compliance with applicable laws and regulations. The CRO will prioritize resources and actions by risk exposure, audit and exam findings, applicable statutes, and regulations as well as Bank performance and needs for efficiency. The CRO will be a member of the Executive Management Committee as well as key contributor to the Management & Board level Loan Committee and Board Audit, Risk, & Compliance Committee. The CRO will serve as Chair of the Executive Risk Committee. In addition, the CRO will assist in the creation and implementation of the Bank’s Strategic Action Plan. As an Executive Leader of the Bank, the CRO is expected to enhance the Bank’s culture of Servant Leadership, specifically by demonstrating aligned leadership styles, client-centered focus, and holding others accountable.

Oversight Includes:

Bank Security & Incident Response Fraud Management (prevention, monitoring, education etc.) Compliance with Bank Secrecy Act (BSA) Credit Risk Management (Credit Policy, Underwriting, Administration) Business Continuity Management Vendor Management Customer Privacy, Privacy Risk Assessment, Customer Identification Audit Program & FDICIA compliance Enterprise-wide compliance with laws and regulations Enterprise Risk assessment process Insurance Coverage

Major Responsibilities:

Credit Risk Management:

Oversight responsibility of the Senior Credit Risk Manager who has direct responsibility for: Bank’s loan credit risk portfolio, ensuring sound lending practices, compliance with credit policies, managing NPA’s, appropriate controls and procedures. Development and continuous improvement of credit risk management strategies, including the establishment of risk tolerance, data driven dashboards, and efficient reviews processes for monitoring the portfolio. Periodically modify risk tolerances based on data and supported market and economic conditions. Supervision of underwriting ensuring the process is comprehensive, accurate, efficient, and completed in a timely fashion. Process must be scalable and allow for volumes stated in Strategic Plan. Accountability for Bank’s loan review and collection processes ensuring tasks are completed in an efficient and timely manner. Management of special assets Management of loan documentation

Establishment of individual and team performance benchmarks for credit analysts and other roles supervised. Establish SLAs and timelines for prompt task turnaround. Improve turnaround times with use of technology and automation. Ensure expectations are set and communicated to loan originators and clients. Oversight and management of the credit portfolio by analyzing portfolio performance, identifying emerging risks, and proactively recommending appropriate actions. Periodic stress testing and scenario analysis to evaluate potential impacts of various economic conditions on credit risk and overall portfolio health.

Explore other loans and asset classes the meet Bank’s credit culture and risk tolerance. Work with the CLO to expand lending into identified areas (types of loans, asset classes, and geography). Leverage data and BI team to identify more data points that lead to a higher propensity for credit default. Similarly identify more data points that lead to performing assets. Provide input to CLO and CFO to enhance loan pricing methodology. Capture appropriate risk level in credit spreads, while balancing needs for volume.

Establish effective reporting mechanisms for the Board and Executive Management, providing insights on the quality and composition of the Bank's credit portfolio.

Enterprise Risk Management:

Work with the CEO, and the Board of Directors to set and, as appropriate, adjust risk tolerance levels; determine critical (key) risk indicators to manage risk within established tolerance levels. Develop and maintain the Bank’s overall risk management strategy, including identifying, assessing, monitoring, and mitigating various risks (credit, operational, fraud, compliance etc.). Establish and maintain an effective risk governance structure to ensure risk is managed across all levels of the organization. Ensures alignment with Bank’s goals and objectives (as outlined in the Bank’s Strategic Action Plan) and applicable laws and regulations. Lead the development and implementation of comprehensive risk management policies, procedures, and frameworks to support the Bank's strategic initiatives. Communicate risk management issues clearly to all stakeholders, promoting a strong risk-conscious culture within the organization. Responsible for securing and maintaining appropriate insurance coverage for the Bank. Governs FDICIA controls. Works with CFO to ensure controls are effective.

Regulatory Compliance:

Ensure the Bank is in compliance with all relevant banking regulations, specifically those related to credit and risk management (e.g., Dodd-Frank, Basel III, B.S.A. etc.). Works with Audit Risk & Compliance Board Committee to define internal & external scope, balance prudent safety and soundness, with efficiency and overhead expense. Oversees the coordination of internal & external audits, as well as state and federal exams. Serves as a primary interface with auditors and examiners. Oversee the preparation and submission of regulatory requests, applications, and risk reports. Stay up to date with changes in banking laws, regulations, and industry standards, and ensure the Bank adapts to these changes appropriately. Inform Executive Management & the Board of Directors accordingly. Oversight responsibility for the Compliance Officer. Ensures bank-wide compliance with applicable laws and regulations. In so doing, ensures the Compliance Officer effectively monitors, reports, and assists management, business lines, and applicable personnel with policy and procedure adjustments necessitated by regulatory change as well as providing ongoing compliance training and support enterprise wide. Oversight responsibilities included, but not limited to the Bank’s BSA Program, Vendor Management, Customer Privacy, Business Continuity Management, Bank Security Programs. Ensures related policies and procedures are implemented and adjusted as necessary in a timely and efficient manner. Provides related training and education to ensure compliance and mitigation of risk, within tolerance levels and aligned with business performance objectives. Audits as necessary to ensure expectations are met.

Collaboration and Leadership:

Work closely with members of Executive Management to align risk management strategies with business operations and goals. Uses Strategic Action Plan to prioritize initiatives, appropriately allocate resources and adjust risk tolerances. Serve as liaison to the Audit, Risk, and Compliance Committee (ARC), providing guidance and insight associated with the Bank’s risk management framework and enterprise-wide risk management program. Ensure appropriate levels of reporting, guidance, and transparency are available to enable ARC to independently fulfill its Board-designated responsibilities. Advise and coordinate with consultants, management, and ARC to ensure the Bank maintains an appropriately scoped and executed set of audit programs, including internal audit, compliance review, external audit, and loan review.

Provide leadership, mentorship, succession planning, and professional development opportunities to the risk management and credit teams. Foster a risk-aware culture across the Bank by promoting proactive risk identification and mitigation. Reduce friction in the risk management and compliance related controls to improve user experience. Fosters a collaborative working environment and demonstrates a commitment to the development of direct reports, committee members, and mentees (as applicable). Coaches, mentors, delegates, and seeks educational opportunities to enhance their job performance and provide career advancement opportunities within the organization. Succession planning and people development are considered to be critical job requirements. Demonstrates strong interpersonal and leadership skills. In so doing, develops and maintains strong relationships with the Executive team. Prioritizes goals of the Bank over wants of the department or personal desires. Embraces concept of “continuous self-improvement” in accordance with the principles of PEAK. Demonstrates a willingness and ability to adapt, change, and grow along with the organization.

DIGITAL LITERACY: The ability to use data, information, and communication technologies to find, evaluate, create, and communicate information, requiring both cognitive and technical skills

Information, data, and content Teaching learning and self-development Communication, collaboration, and participation Digital identity, safety, and security Technical proficiency with all bank products Awareness and interest in new technology Creation, innovation, and research

FUNCTIONS SUPERVISED: Credit Risk Management, Enterprise Risk Management, Compliance, Audit, BSA/OFAC, CIP, GLBA, Bank Security, Fraud, Insurance Protection, Vendor Management, Business Continuity, Privacy.

POSITIONS SUPERVISED: Senior Credit Risk Manager, Compliance Officer, Security Investigator, Risk Management Specialist

EXPERIENCE: Ten years to fifteen years in management functions of Credit, Compliance, Risk, or related experience.

EDUCATION: A Bachelor’s Degree in Finance, Risk Management, Accounting, Business, or equivalent. A Master’s Degree in Business Administration, Risk Management, or equivalent is preferred. Formal credit training is expected.

*Compensation:

Compensation is based on our market pay structures. However, individual salaries are determined by a variety of factors including, but not limited to business considerations, local market conditions, and internal equity, as well as candidate qualifications, such as skills, education, and experience.

GSB is an equal opportunity employer and offers equal opportunity to all applicants for all positions without regard to race, color, religion, national origin, age, disability, and veteran status.

Applicants requiring reasonable accommodation in the application process should notify Human Resources.

GSB participates in E-Verify.

EOE/AA/M/F/D/V