Jobs for Underwriter

Executive Surety Underwriter

UFG is currently hiring for an Executive Surety Underwriter who is actively working towards building and maintaining a profitable mix of new and existing surety business by developing and maintaining strong working relationships with the agency force. Demonstrate strong analytical skills to evaluate risks for acceptability within their higher authority and company underwriting parameters. Independently underwrite complex submissions. Review of accounts and bid requests that exceed individual underwriter’s authority levels. Make regular agency visits and calls to assess growth and profitability of agents in their territory. Prospect and appoint new quality agents. Visit current and potential contractor’s place of business to better assess acceptability and quality of the accounts. May help underwriters produce a profitable mix of new and existing business. Assist upper management in the development of underwriters. A successful candidate for this role can reside in Michigan, Ohio, or Illinois regions. Responsibilities: Instruct, assign, and review work and projects completed by SSA’s, UWA’s and others. Interaction and assisting in the development of the other underwriters and their books of business. Coaching, mentoring, and training of all team members. Demonstrate successful growth of business independently and responsibly utilize the higher authority granted. Underwrite complex submissions independently. Independently underwrite new submissions and existing accounts with assistance from mentors. Evaluate and assess financial status, credit standing, and organization profile to analyze and determine acceptability of the risk within framework of UFG underwriting policies and procedures. Develop and maintain strong relationships with agents/brokers. Oversee a book of contract surety business. Meet production, marketing, and profitability goals and develop marketing plan using the territory management tool. Review accounts and bid requests that exceed individual underwriter’s authority levels. Upload and update file information electronically and purge obsolete data per department guidelines. Manage all confidential information with discretion. Provide high quality customer service in all interactions with internal and external customers. Request underwriting information from agencies. Review and process information received. Perform annual review of accounts including financial analysis, obtaining current bank line of credit letters, preparing profiles, and recommendation of line of authority. Create record of communications concerning activities per department standards. Stay current on industry information regarding trends, competition, pertinent laws and legal occurrences, etc., and share the information with the department. Other duties as assigned. Qualifications: Education: Bachelor’s degree, or combination of education and surety experience. Bachelor’s degree in business administration, economics, finance, or accounting preferred. Certifications/Designations: Certified in, or working towards, AFSB designation. Must have a valid and current driver’s license and must have an acceptable driving record in accordance with Company practice. Employees are expected to participate in continuing education throughout their careers. Experience: 7+ years of professional work experience or completion of a surety training program. Working Conditions: General office environment or remote home office conditions. Up to 20% of travel is required. Visit agency force and contract accounts. Assist other underwriters on their visits. Frequent overnight trips included. May be exposed to weather conditions, and/or results and debris of adverse weather conditions, during agency/contract visits. #J-18808-Ljbffr

Immediate Start

Associate Underwriter

Highmark Health Columbus, OH

Company : Highmark Inc. Job Description : JOB SUMMARY Analyzes risk factors for new enrollment, annual renewals, and amendments of group/individual insurance contracts or self funded plans in conformance with established underwriting policies, practices and standards. ESSENTIAL RESPONSIBILITIES Responsible for a block of business (new or renewal) or for those new/renewing accounts assigned. Interpret risk and applies pricing policies to account for unusual situations.Identify questionable claim patterns whether occurring on an inforce account or a prospect. Identifyunusual situations not anticipated by standard pricing formulae and seek assistance in applying Corporate Risk Management policies . Monitor compliance with Corporate Underwriting policies. Complete workload within established Production and Timeliness standards. Other duties as assigned. EDUCATION Required Bachelor's Degree in Mathematics, Actuarial Science, Finance, Business, Computer Science or other quantitative analysis discipline Substitutions 6 years of related experience in lieu of a Bachelor's Degree Preferred None EXPERIENCE Required None Preferred 1 year of relevant insurance industry experience LICENSES OR CERTIFICATIONS Required None Preferred None SKILLS Ability to use computer systems, electronic tools, and applications Ability to manage several simultaneous priorities Demonstration of ethical business practices with adherence to guidelines Strong attention to detail Basic analytical skills Language Requirement (other than English) None Travel Required 0% - 25% PHYSICAL, MENTAL DEMANDS and WORKING CONDITIONS Position Type Office-Based Teaches / trains others regularly Rarely Travel regularly from the office to various work sites or from site-to-site Rarely Works primarily out-of-the office selling products/services (sales employees) Does Not Apply Physical work site required No Lifting: up to 10 pounds Occasionally Lifting: 10 to 25 pounds Rarely Lifting: 25 to 50 pounds Never Disclaimer: The job description has been designed to indicate the general nature and essential duties and responsibilities of work performed by employees within this job title. It may not contain a comprehensive inventory of all duties, responsibilities, and qualifications required of employees to do this job. Compliance Requirement : This job adheres to the ethical and legal standards and behavioral expectations as set forth in the code of business conduct and company policies. As a component of job responsibilities, employees may have access to covered information, cardholder data, or other confidential customer information that must be protected at all times. In connection with this, all employees must comply with both the Health Insurance Portability Accountability Act of 1996 (HIPAA) as described in the Notice of Privacy Practices and Privacy Policies and Procedures as well as all data security guidelines established within the Company’s Handbook of Privacy Policies and Practices and Information Security Policy. Furthermore, it is every employee’s responsibility to comply with the company’s Code of Business Conduct. This includes but is not limited to adherence to applicable federal and state laws, rules, and regulations as well as company policies and training requirements. Pay Range Minimum: $22.71 Pay Range Maximum: $35.18 Base pay is determined by a variety of factors including a candidate’s qualifications, experience, and expected contributions, as well as internal peer equity, market, and business considerations. The displayed salary range does not reflect any geographic differential Highmark may apply for certain locations based upon comparative markets. Highmark Health and its affiliates prohibit discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities, and prohibit discrimination against all individuals based on their race, color, age, religion, sex, national origin, sexual orientation/gender identity or any other category protected by applicable federal, state or local law. Highmark Health and its affiliates take affirmative action to employ and advance in employment individuals without regard to race, color, age, religion, sex, national origin, sexual orientation/gender identity, protected veteran status or disability. EEO is The Law Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled/Sexual Orientation/Gender Identity ( https://www.eeoc.gov/sites/default/files/migrated_files/employers/poster_screen_reader_optimized.pdf ) We endeavor to make this site accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact number below. For accommodation requests, please contact HR Services Online at [email protected] California Consumer Privacy Act Employees, Contractors, and Applicants Notice Req ID: J252316

Best Match

Senior Underwriter

Unum Columbus, OH

Job Posting End Date: February 27 When you join the team at Unum, you become part of an organization committed to helping you thrive. Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life’s moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide: Award-winning culture Inclusion and diversity as a priority Performance Based Incentive Plans Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability Generous PTO (including paid time to volunteer!) Up to 9.5% 401(k) employer contribution Mental health support Career advancement opportunities Student loan repayment options Tuition reimbursement Flexible work environments *All the benefits listed above are subject to the terms of their individual Plans . And that’s just the beginning… With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you’re directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today! General Summary: The Senior Underwriter will demonstrate strong risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners. Principal Duties and Responsibilities Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers. Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases. Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these Maintain a fully developed knowledge of the Company’s products, the sales, implementation, and enrollment processes, and market place influences Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners Assist with training, technical development and mentoring more junior underwriters Job Specifications Bachelors degree or equivalent, relevant business experience Demonstrated, consistent proficiency at Underwriter level Fully developed knowledge of product provisions, plan designs, pricing and contractual benefits Strong technical expertise in risk selection Demonstrated understanding of top-line and bottom-line objectives Exhibit strong knowledge of sales/distribution process and market trends Solid mentoring and coaching skills Strong creative problem solving skills Strong critical thinking/analytical reasoning skills Strong communication skills, both verbal and written Strong organizational skills and ability to handle multiple priorities Strong ability to be persuasive and to negotiate Demonstrated ability to work both independently and in a team environment Exhibit a strong commitment to quality and personal ownership of results #LI-JQ1 ~IN1 Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide. The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience. $53,300.00-$100,700.00 Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans. Company: Unum Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.

Insurance Underwriter

Diedre Moire Columbus, IN

Underwriter - Environmental Risks Insurance - Columbus, IN To be considered for an interview, please make sure your application is full in line with the job specs as found below. Insurance Underwriter Environmental Pollution Liabilities Specialty Program Environmental Pollution Storage Tank Chemical Risk Midnight Dumping Pesticide Herbicide Asbestos Mold Toxic Tort Leaking Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME Ensure profitable production and underwriting of site pollution liabilities, environmental impairment liabilities, premises pollution, pollution legal liabilities, and similar environmental risks. *** Manage and underwrite profitable book of new and renewal business. *** Review submissions per authorized guidelines. *** Price, quote, and bind business. *** Cultivate key broker relationships to focus on larger new business accounts. Facilities Covered: *** Manufacturing Plants *** Warehouse & Distribution Sites *** Research Facilities *** Municipalities *** Wastewater Treatment Systems *** Farms & Agribusinesses *** Recycling Centers *** Mainstreet Business *** Treatment Storage Facilities *** Entertainment Parks, Stadiums, and Theaters *** Large Scale Habitational Real Estate - Apartments, Hotels, and Condominiums *** Oil & Gas Transmission, Processing, & Storage Facilities *** AND Similar. Fast paced and growth oriented organization offers a competitive compensation package, comprehensive health care plan, bonuses, 401(k) with company match, generous vacation time, numerous professional development opportunities, and more! For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at: http://dmc9.com/gbf/app.asp Or email to: [email protected] Please reference #426191IN493 when responding. Diedre Moire Corporation Education Requirements: Bachelor DegreeMinimum Experience Requirements: 2-5 yearsJob City Location: ColumbusJob State Location: INJob Country Location: USASalary Range: $100,000 to $300,000 Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN EQUAL OPPORTUNITY EMPLOYER and our employment decisions are made without regard to race, color, religion, age, sex, national origin, handicap, disability or marital status. We reasonably accommodate individuals with handicaps, disabilities and bona fide religious beliefs. Jobs Career Position Hiring. CONSIDERED EXPERIENCE INCLUDES: Insurance Underwriter Environmental Pollution Liabilities Specialty Program Environmental Pollution Storage Tank Chemical Risk Midnight Dumping Pesticide Herbicide Asbestos Mold Toxic Tort Leaking Excess Surplus Commercial Lines Program Underwriter #DiedreMoire #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting #VPUnderwriting #InsuranceJobs #UnderwriterJobs DISCLAIMER: We will make every effort to consider applications for all available positions and shall use one or more of the contact methods and addresses indicated in resume or online application. Indicated location may be proximate or may be desirable point of embarkation for paid or unpaid relocation to another venue. Job descriptions may fit single or multiple presently available or anticipated positions and are NOT an offer of employment or contract implied or otherwise. Described compensation is not definite nor precise and may be estimated and approximate and is negotiable depending on market conditions and candidate availability and other factors and is solely at the discretion of employers. Linguistics used herein may use First Person Singular and First Person Plural grammatical person construction for and with the meaning of Third Person Singular and Third Person Plural references. We reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Response to a specific posting or advertisement may result in consideration for other opportunities and not necessarily the incentive or basis of the response. Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or oath. If you submit an application or resume which contains your email address, we will use that email address to communicate with you about this and other positions. We use an email quality control service to maintain security and a remove and dead address filter. To cancel receiving email communications, simply send an email from your address with the word remove"" in the subject line to [email protected] Or, visit the website at www.jobbankremove.com. If you have further concern regarding email received from us, call (609) 584-5499

CCIP Insurance Underwriter

Diedre Moire Columbus, OH

AVP - Underwriting - Construction Risks - Columbus, OH While professional experience and qualifications are key for this role, make sure to check you have the preferable soft skills before applying if required. Insurance Underwriter Large Construction Risks Contractor Controlled Insurance Programs CCIPs Owner Controlled Insurance Programs OCIPs Wrap-Ups General Liability _ . Become an integral part of an international insurance carrier providing coverage to large accounts including Wrap-Ups and other Contractor Controlled Insurance Programs CCIPs throughout the Country. Seeking 5+ years experience of production underwriting with an emphasis on general liability for guaranteed cost and loss sensitive construction accounts. Duties: *** Analyze financial and risk data to assess risk quality and exposures. *** Determine appropriate recommendations subject to management and underwriting guidelines. *** Proactively build broker relationships by communicating company's underwriting appetite to stimulate production. *** Ensure the delivery, follow-up and servicing requirements of all quotes on new and renewal accounts. Take on a position with an insurance leader offering generous compensation package with competitive salary and bonuses, company paid health and wellness benefits. Company matched 401(k), profit sharing, stock options, and pension. Vacation time from start with paid time off for personal days, sick days, and holidays. Upwards mobility and chance to directly impact the success and growth of the organization. For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at: http://dmc9.com/gbf/app.asp Or email to: [email protected] Please reference #43020OH155 when responding. Diedre Moire Corporation Education Requirements: Bachelor DegreeMinimum Experience Requirements: 2-5 yearsJob City Location: ColumbusJob State Location: OHJob Country Location: USASalary Range: $200,000 to $300,000 Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN EQUAL OPPORTUNITY EMPLOYER and our employment decisions are made without regard to race, color, religion, age, sex, national origin, handicap, disability or marital status. We reasonably accommodate individuals with handicaps, disabilities and bona fide religious beliefs. Jobs Career Position Hiring. CONSIDERED EXPERIENCE INCLUDES: Insurance Underwriter Large Construction Risks Contractor Controlled Insurance Programs CCIPs Owner Controlled Insurance Programs OCIPs Wrap-Ups General Liability #DiedreMoire #InsuranceJobs #UnderwriterJobs #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting DISCLAIMER: We will make every effort to consider applications for all available positions and shall use one or more of the contact methods and addresses indicated in resume or online application. Indicated location may be proximate or may be desirable point of embarkation for paid or unpaid relocation to another venue. Job descriptions may fit single or multiple presently available or anticipated positions and are NOT an offer of employment or contract implied or otherwise. Described compensation is not definite nor precise and may be estimated and approximate and is negotiable depending on market conditions and candidate availability and other factors and is solely at the discretion of employers. Linguistics used herein may use First Person Singular and First Person Plural grammatical person construction for and with the meaning of Third Person Singular and Third Person Plural references. We reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Response to a specific posting or advertisement may result in consideration for other opportunities and not necessarily the incentive or basis of the response. Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or oath. If you submit an application or resume which contains your email address, we will use that email address to communicate with you about this and other positions. We use an email quality control service to maintain security and a remove and dead address filter. To cancel receiving email communications, simply send an email from your address with the word remove"" in the subject line to [email protected] Or, visit the website at www.jobbankremove.com. If you have further concern regarding email received from us, call (609) 584-5499

Immediate Start

Commercial Credit Underwriter

Key Bank Columbus, OH

Location: 4910 Tiedeman Road - Brooklyn, Ohio 44144 About the Job Commercial Credit Underwriters are experienced commercial underwriters who are responsible for reviewing and analyzing all types of credit information on existing and prospective customers with total commitments up to $10 million. This position will primarily support clients originating from the Business Banking and Middle Market Lines of Business. This underwriting role assists in structuring new requests, as well as completing renewals, while independently managing workflow and communication with partners. Commercial Credit Underwriters are required to decision loans within an assigned lending authority, and make educated, well-thought recommendations when decisioning requires a higher-level approval authority. This position reports to an Underwriting Team Lead. Essential Job Functions Review financial statements and all other relevant financial analysis as well as non-financial data to develop a concise focused analytical foundation for a credit decision. Collaborate with bankers and credit partners to drive the efficiency and effectiveness of the credit process to meet client expectations. Responsible for the development of quality credit memos and adherence to KeyBank’s credit policy. Decision loans within delegated authority or recommend decision to appropriate credit partner. Monitor and identify risks within the existing portfolio. Identify and escalate material issues or trends in a timely manner. Serves as mentor, coach and trainer for the analyst and junior underwriting staff. Periodic projects related to strategic initiatives and evolving risk management environment. Required Qualifications At least two years of commercial underwriting experience Bachelor's degree with a preferred focus on business course work, or equivalent work experience Firm understanding of commercial credit underwriting/approval methodologies. Satisfactory understanding and knowledge of commercial credit policies, procedures, and loan systems Commitment to core values; Teamwork, Respect, Accountability, Integrity, Leadership Ability to work well individually as well as part of a team Demonstrated business writing and communications/presentation skills Satisfactory knowledge and proficiency in working with personal computers and business software (e.g. Microsoft Office - Word, Excel This position is not eligible for employment visa (e.g., H-1B) sponsorship. Applicants must be authorized to work in the United States on a full-time basis. COMPENSATION AND BENEFITS This position is eligible to earn a base salary in the range of $61,000 to $85,000 annually depending on location and job-related factors such as level of experience. Compensation for this role also includes eligibility for short-term incentive compensation and deferred incentive compensation subject to individual and company performance. Please click here (http://www.key.com/kco/images/Key_Benefit_Eligibility_Chart.pdf) for a list of benefits for which this position is eligible. Job Posting Expiration Date: 02/28/2025 KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to building a diverse, equitable and inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or other protected category. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing [email protected] . Key is an Equal Opportunity Employer, including disability/veterans. Headquartered in Cleveland, Ohio, KeyCorp (Key) is one of the nation’s largest financial services companies. Key provides investment management, retail and commercial banking, consumer finance and investment banking products to individuals and companies throughout the United States and, for certain businesses, internationally. At Key we’ve made a promise to our clients that they will always have a champion in us. To deliver on that promise, we’re committed to building a team of engaged employees who do the right thing for our clients and help them achieve their financial goals each and every day.

Immediate Start

Case Underwriter III

Trustmark Columbus, OH

Trustmark’s mission is to improve wellbeing – for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you’ll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. Underwriting authority is a maximum of 7,500 life case or $750,000 of annualized premium. Negotiates non-standard broker arrangements and fully understands enrollment company strengths and weaknesses. Acts in consultative manner with the sales with the intent of getting the most competitive offer to help the sales develop the most competitive proposal offer. Proactively monitor the close ratio, participation and persistency results within their assigned regions. Report results work closely with their sales representatives to develop an action plan to help increase results. Investigates, analyzes and responds to complex internal or external underwriting inquiries and requests, coordinating with multiple internal departments as necessary. Learns to underwrite pending files received for review and contestable claims files for underwriting. Works with reinsurer on cases that require facultative review. Provides training and mentoring to less experienced Underwriters. Acts as the underwriting representative at producer VIP meetings for assigned territory. Effectively explains underwriting process and rules and answer questions. Minimum Requirements: Bachelor’s Degree and/or 4 – 6 years of related experience OR High School Diploma or GED with 6-8 years of related experience. The salary range for this role is the following in Lake Forest, Illinois: $68,073.73 - $113,455.53 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. For the fourth consecutive year we were selected as a Top Workplace by the Chicago Tribune. The award is based exclusively on Trustmark associate responses to an anonymous survey. The survey measured 15 key drivers of engaged cultures that are critical to the success of an organization. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, sexual identity, age, veteran or disability. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark’s mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you’ll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people’s lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we’ve changed their lives. At Trustmark, you’ll be part of a close-knit team. You’ll enjoy abundant opportunities to grow your career. That’s why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what’s ahead – and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.

Underwriter III- Commercial

PNC Columbus, OH

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As an Underwriter III - Commercial within PNC's Centralized Credit Products Group organization, you will be based in Brecksville, OH or remotely. This is a remote position. Work may be performed from a quiet, confidential space in a home location, approved by PNC. This position may not be available in all geographic locations. Job Description Works independently with little or no oversight. Exercises exception and elevated approval authority. Prepares loan offerings for all types of transactions at any level of complexity or in management of a portfolio as assigned. Interacts with internal/external customers. Serves as a subject matter expert for certain asset classes, and may represent or lead the department on special projects or assignments. Using independent judgment to identify risks and mitigants, prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio. May coach and/or review the work of other underwriters and fill in for manager as required. Contacts internal/external customers and other parties as appropriate to gather information and to clarify inconsistent, incorrect or missing information. Performs relevant pre-approval and post-approval activities. Identifies and/or confirms all external regulatory requirements. Ensures internal policies/procedures are followed. Makes recommendations on credit decisions or makes credit decisions directly, as appropriate. Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education and experience (including military service) may be considered. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Credit Decisions, Decision Making, Financial Analysis, Identifying Risks, Process Improvements, Results-Oriented, Risk Assessments Competencies Accuracy and Attention to Detail, Coaching Others, Credit Analysis and Verification, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Knowledge of Underwriting, Managing Multiple Priorities, Office Support Tools, Operational Functions Work Experience Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Education Bachelors Certifications No Required Certification(s) Licenses No Required License(s) Pay Transparency Base Salary: $55,000.00 – $115,000.00 Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance. Application Window Generally, this opening is expected to be posted for two business days from 01/30/2025, although it may be longer with business discretion. Benefits PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards (http://yourpnctotalrewards.com) . Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at [email protected] . Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. California Residents Refer to the California Consumer Privacy Act Privacy Notice (https://content.pncmc.com/live/pnc/aboutus/HR/Onboarding/PNC_CCPA_Privacy_Disclosure_Employee.pdf) to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

Underwriter, Wholesale, Specialty Products

Carrington Columbus, OH

Come join our amazing team and work Remote ! We are hiring Underwriters for our Non- Agency Products- NO DE REQUIRED! The Wholesale Underwriter will underwrite loans in accordance with Company and Investor guidelines following company’s policies and procedures under general supervision. Our loan product offers extremely competitive rates and terms- the best in the industry. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company’s policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $90,000.00 to $120,000.00 + Monthly Incentive plan. What you’ll do: A thorough knowledge of Non Agency or NON QM mortgage loan underwriting. Maintains highly confidential information concerning loan applicants. Requires high level of organizational skills and ability to work on several tasks simultaneously Performs a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable. Applies and interprets company underwriting guidelines and makes sound credit decision. Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. Identifies risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies. Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs. Determines any conditions, stipulations or pre-funding requirements. Reviews and clears underwriting conditions, stipulations or pre-funding requirements received. Communicates with clients, sales teams and operations teams to resolve outstanding issues as they arise What you'll need: 5+ years mortgage underwriting work experience. Experience Underwriting Non Agency or Non QM Loans Paperless Loan Origination System experience preferred. DU and LP experience required. Experience working in a paperless environment preferred. Our Company: Carrington Mortgage Services-Wholesale Lending is part of The Carrington Companies. We provide third-party originators, mortgage brokers and financial institutions with access to government and conventional loan programs, as well as low credit score home financing and low down payment options. We hope you’ll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: www.carringtonwholesale.com . What is the value proposition to joining the team? Increased earning capacity due to access to our 48 state territory. Ability to market faster and more efficiently inside the operation. Superior service levels offered to the broker as you’re inside presence ensures every step of the loan process is handled in the most efficient manner possible. Professional account manager’s partner with you and your brokers to add value every step of the way. Base pay plus an industry leading commission plan. Take over existing accounts. What We Offer: Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. Customized training programs to help you advance your career. Employee referral bonuses so you’ll get paid to help Carrington and Vylla grow. Educational Reimbursement. Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. EEO/AAP Employer California Privacy Notice: https://oag.ca.gov/privacy/ccpa #LI-TA1 Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.

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E&S Construction Senior Underwriter

Travelers Insurance Columbus, OH

Who Are We? Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Job Category Underwriting Compensation Overview The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards. Salary Range $106,300.00 - $175,400.00 Target Openings 1 What Is the Opportunity? Join a growing E&S business at Northfield as we are expanding our E&S construction book. Northfield Excess & Surplus (E&S) Brokerage offers a wide array of insurance products dedicated to wholesale broker distribution. The Northfield E&S Construction Senior Underwriter will partner with wholesale brokers to provide primary general liability coverage for construction E&S accounts. This role will be responsible for generating and underwriting new business within our specialized construction appetite, including general contractors, trade contractors, infrastructure projects, and specialty construction segments. This position is client-facing and responsible for developing new and existing relationships with our wholesale brokers. Candidates with E&S and wholesale experience is preferred. As a Senior Underwriter, you are decisive, detail-oriented, and know how to build relationships internally and externally to drive results. Your ability to independently assess complex risk and sell our products in challenging markets will contribute to the profitability and success of Northfield. What Will You Do? Manage the profitability, growth, and retention of an assigned book of business. Underwrite and skillfully negotiate complex customer accounts to minimize risk and maximize profitability. Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to create sales plans and identify cross-selling opportunities. Foster and maintain relationships with external partners by regularly meeting in person with wholesale brokers to market and sell Travelers products with a goal of writing and retaining accounts consistent with our risk appetite. Must be able to travel to such meetings. Identify and capture new business opportunities using consultative marketing and sales skills. Independently develop and execute agency sales plans and frequently partner with your Managing Director (MD) to develop region/group sales plans. May assist in the training and mentoring of less experienced Account Executives. Perform other duties as assigned. What Will Our Ideal Candidate Have? Bachelor’s degree. Six to eight years of relevant underwriting experience with experience in E&S lines. Deep knowledge of E&S products and the local insurance market. Strong critical thinking skills with the ability to proactively identify underwriting, marketing, or financial challenges and analyze available information to make timely decisions in alignment with our risk appetite. Excellent communication skills with the ability to successfully negotiate in difficult situations with agents and brokers. CPCU designation. What is a Must Have? Four years of underwriting experience. What Is in It for You? Health Insurance : Employees and their eligible family members – including spouses, domestic partners, and children – are eligible for coverage from the first day of employment. Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers. Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays. Wellness Program: The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs. Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice. Employment Practices Travelers is an equal opportunity employer. We believe that we can deliver the very best products and services when our workforce reflects the diverse customers and communities we serve. We are committed to recruiting, retaining and developing the diverse talent of all of our employees and fostering an inclusive workplace, where we celebrate differences, promote belonging, and work together to deliver extraordinary results. In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email ([email protected]) so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit http://careers.travelers.com/life-at-travelers/benefits/ .

Underwriter Trainee, Commercial Lines Insurance

Encova Insurance Columbus, OH

The salary range for this job posting is $43,950.00 - $70,319.00 annually + bonus + benefits The above represents the salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors. Your recruiter can share more information about the specific salary range during the hiring process. We have several openings for this role with a target start date of May-June 2025. There will be a comprehensive training program, including foundational teaching and on the job training. Ideal candidates will reside within close proximity of our Columbus, Ohio or Charleston, West Virginia offices for in-office work as needed but we are open to candidates anywhere within our payroll footprint as seen on our careers page. Are you a Referral? If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team. Unique residence requirements are listed in each job posting, please review closely for details. Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes: Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin. JOB OBJECTIVE: The Underwriter Trainee will build the knowledge, skills and competencies required of an entry level underwriter. This position will receive training and development in addition to mentorship working closely with experienced professionals to become familiar with underwriting operations. The Underwriter Trainee will be trained in all aspects of managing existing and prospective commercial lines accounts. ESSENTIAL FUNCTIONS: 1. Successfully complete assigned commercial lines trainee program modules. 2. Review coverage applications and financial requirements for risks, and work with experienced underwriter(s) to determine acceptability of risk in accordance with company guidelines and standards. 3. Complete thorough risk analysis on designated accounts using appropriate Encova, NCCI, ISO, and state applicable industry rules, policies, procedures, guidelines, etc. 4. Review pricing based on financial, competitive, and risk analysis, and work with underwriters to determine appropriate pricing. 5. Review and confirm proper classification. 6. As appropriate, present quotes and answer questions from agencies, policyholders or other external contacts and present issues to management as necessary. 7. Review loss control reports and follow up on outstanding recommendations. 8. Notify agencies of underwriting decisions, rate appeal decisions, underwriting requirements, status and declinations. 9. Stay apprised of applicable state laws, guidelines, and regulations, industry activity and trends as appropriate. 10. Effectively utilize industry rules and guidance to ensure proper policy construction. 11. Manage existing and prospective accounts by actively participating in account renewals, new business presentations and discussions with agents. 12. Clarify policy wording for agents. 13. Apply knowledge of rating plans, employer financial standing and credit risk, employer accident experience, rules and underwriting standards to effectively handle inquiries. OTHER FUNCTIONS: 1. Travel to various locations to support business objectives whenever necessary. 2. Nonessential function: other duties as assigned. KNOWLEDGE, SKILLS AND ABILITIES: * Bachelor's degree from an accredited college or university is preferred (business administration, finance, economics, insurance, accounting, risk management, engineering, actuarial science or other business-related areas strongly preferred). * Demonstrated professional or insurance experience may substitute for educational requirements. * Working knowledge of technology applications and ability to support business functions. * Solid communication and presentation skills. * Ability to interact in a team environment and to collaborate with other business units for information gathering, reporting results, training, etc.Critical thinking: Ability to assess an individual situation and select applicable alternatives from an array of options, resulting in the most appropriate and sustainable decision. * Strong organizational skills, including the ability to manage multiple projects and work with minimal direction. * Excellent analytical, research and writing skills. * Ability to adjust priorities based on changing situations. * Ability to apply confidentiality when appropriate. * Ability to recognize and analyze problems and develop timely solutions. * Ability to establish and maintain effective working relationships with others to achieve objectives. * Ability to solve practical problems and to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. * Ability to exhibit impartiality and openness to the views of others. * Proficient in Excel. This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons. Ready to join our team? At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating and financially rewarding opportunities. Join us to discover a work experience where your diverse ideas will be met with enthusiasm - where you can learn and grow to your fullest potential. What you can expect from us Join our family of industry leaders, and let us reward you with a competitive salary, bonus and benefits package that includes but is not limited to: a 401(k), wellness programs, bonus incentive plans and flexible schedules, with an early close of the office every Friday. Additionally, Encova aspires to be an outstanding corporate citizen in all the markets we serve; we encourage and support associate participation in community initiatives through our foundations. Encova Insurance is an EOE/E-Verify employer.

Senior Underwriter

UNUM Columbus, OH

When you join the team at Unum, you become part of an organization committed to helping you thrive. Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life’s moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide: Award-winning culture Inclusion and diversity as a priority Performance Based Incentive Plans Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability Generous PTO (including paid time to volunteer!) Up to 9.5% 401(k) employer contribution Mental health support Student loan repayment options Flexible work environments *All the benefits listed above are subject to the terms of their individual Plans . And that’s just the beginning… With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you’re directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today! General Summary: The Senior Underwriter will demonstrate strong risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners. Principal Duties and Responsibilities Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers. Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases. Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these Maintain a fully developed knowledge of the Company’s products, the sales, implementation, and enrollment processes, and market place influences Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners Assist with training, technical development and mentoring more junior underwriters Job Specifications Demonstrated, consistent proficiency at Underwriter level Fully developed knowledge of product provisions, plan designs, pricing and contractual benefits Strong technical expertise in risk selection Demonstrated understanding of top-line and bottom-line objectives Exhibit strong knowledge of sales/distribution process and market trends Solid mentoring and coaching skills Strong critical thinking/analytical reasoning skills Strong communication skills, both verbal and written Strong organizational skills and ability to handle multiple priorities Strong ability to be persuasive and to negotiate Demonstrated ability to work both independently and in a team environment Exhibit a strong commitment to quality and personal ownership of results #LI-JQ1 IN1 Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide. The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience. $53,300.00-$95,900.00 Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans. Company: Unum Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status. #J-18808-Ljbffr

Commercial Credit Underwriter

KeyBank Columbus, OH

Location: 4910 Tiedeman Road - Brooklyn, Ohio 44144 About the Job Commercial Credit Underwriters are experienced commercial underwriters who are responsible for reviewing and analyzing all types of credit information on existing and prospective customers with total commitments up to $10 million. This position will primarily support clients originating from the Business Banking and Middle Market Lines of Business. This underwriting role assists in structuring new requests, as well as completing renewals, while independently managing workflow and communication with partners. Commercial Credit Underwriters are required to decision loans within an assigned lending authority, and make educated, well-thought recommendations when decisioning requires a higher-level approval authority. This position reports to an Underwriting Team Lead. Essential Job Functions Review financial statements and all other relevant financial analysis as well as non-financial data to develop a concise focused analytical foundation for a credit decision. Collaborate with bankers and credit partners to drive the efficiency and effectiveness of the credit process to meet client expectations. Responsible for the development of quality credit memos and adherence to KeyBank’s credit policy. Decision loans within delegated authority or recommend decision to appropriate credit partner. Monitor and identify risks within the existing portfolio. Identify and escalate material issues or trends in a timely manner. Serves as mentor, coach and trainer for the analyst and junior underwriting staff. Periodic projects related to strategic initiatives and evolving risk management environment. Required Qualifications At least two years of commercial underwriting experience. Bachelor's degree with a preferred focus on business course work, or equivalent work experience. Firm understanding of commercial credit underwriting/approval methodologies. Satisfactory understanding and knowledge of commercial credit policies, procedures, and loan systems. Commitment to core values; Teamwork, Respect, Accountability, Integrity, Leadership. Ability to work well individually as well as part of a team. Demonstrated business writing and communications/presentation skills. Satisfactory knowledge and proficiency in working with personal computers and business software (e.g. Microsoft Office - Word, Excel). This position is not eligible for employment visa (e.g., H-1B) sponsorship. Applicants must be authorized to work in the United States on a full-time basis. COMPENSATION AND BENEFITS This position is eligible to earn a base salary in the range of $60,000 to $85,000 annually depending on location and job-related factors such as level of experience. Compensation for this role also includes eligibility for short-term incentive compensation and deferred incentive compensation subject to individual and company performance. Please click here for a list of benefits for which this position is eligible. Job Posting Expiration Date: 02/28/2025 KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to building a diverse, equitable and inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or other protected category. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing [email protected] . #J-18808-Ljbffr

PLADS Group Underwriter III

AFLAC, INCORPORATED. Columbus, GA

We are the duck. We develop and empower our people, cultivate relationships, give back to our community, and celebrate every success along the way. We do it all… The Aflac Way . Aflac, a Fortune 500 company, is an industry leader in voluntary insurance products that pay cash directly to policyholders and one of America's best-known brands. Aflac has been recognized as Fortune’s 50 Best Workplaces for Diversity and as one of World’s Most Ethical Companies by Ethisphere.com. Our business is about being there for people in need. So, ask yourself, are you the duck? If so, there’s a home, and a flourishing career for you at Aflac. Work Designation Depending on your location within the continental US, this role may be hybrid or remote. If you live within 50 miles of the Aflac offices located in Columbus, GA or Columbia, SC, this role will be hybrid. This means you will be expected to work in the office for at least 60% of the work week. You will work from your home (within the continental US) for the remaining portion of the work week. Details of this schedule will be discussed with your leadership. If you live more than 50 miles from the Aflac offices located in Columbus, GA or Columbia, SC, this role will be remote. This means you will be expected to work from your home, within the continental US. If the role is remote, there may be occasions that you are requested to come to the office based on business need. Any requests to come to the office would be communicated with you in advance. What does it take to be successful at Aflac? Acting with Integrity Communicating Effectively Pursuing Self-Development Serving Customers Supporting Change Supporting Organizational Goals Working with Diverse Populations What does it take to be successful in this role? Has extensive knowledge of changes to policies, procedures, and governance tools, to ensure processes are up-to-date, reflect new policies and facilitate implementation within own work area Solid group Life/Disability underwriting knowledge Understanding of Group Life and Disability products and services, affiliated systems and applicable operational policies and procedures Education & Experience Required Bachelor's Degree in a related field 5 years of experience in the Underwriting area Or an equivalent combination of education and experience Completes assignments of high complexity while working within delegated authority Provides technical underwriting support and guidance to customers and distributors, consistently providing excellent customer service Maintains distributor relationships by consistently requesting the correct evidence, consistently making the correct decision and always explaining rating decisions Completes a range of queries and referrals within agreed authority limits, measuring the exposure analyzing the risk of each case to maintain underwriting standards Proactively contributes to the development and improvement of technical underwriting standards, controls, practices and procedures to better meet business goals Proactively contributes ideas and work for the development of new or enhanced propositions /procedures/philosophy, ensuring we charge the right premium for the associated risk Proactively supports development of self and others and contributing to a positive and supportive team culture Identifies training opportunities for self and others and assists with training as directed Works closely with distributors and other operational areas to support the overall achievement of the business plan, demonstrating knowledge in underwriting expertise, systems, procedures and processes Assists with quality reviews in order to help identify, assess and take action to mitigate risks to achievement of underwriting goals and objectives Undertakes investigations and inspections of data, processes and practice to identify potential or actual compliance issues and recommend appropriate action Collates and analyzes data and makes recommendations to support the underwriter's decision-making process Assesses and evaluates underwriting processes in order to identify areas for improvement, tracking actions and monitoring implementation to demonstrate the impact that change may have Acts as lead technical resource for standard methodologies and systems knowledge to enable underwriters to deliver to customers efficiently and effectively Reviews and interprets information and advises internal clients of appropriate action to fulfill procedural and regulatory requirements Performs other duties as required Total Rewards This compensation range is specific to the job level and takes into account the wide range of factors that are considered in making compensation decisions including, but not limited to: education, experience, licensure, certifications, geographic location, and internal equity. The range has been created in good faith based on information known to Aflac at the time of the posting. Compensation decisions are dependent on the circumstances of each case. This salary range does not include any potential incentive pay or benefits, however, such information will be provided separately when appropriate. The salary range for this position is $48,000 to $110,000. In addition to the base salary, we offer an array of benefits to meet your needs including medical, dental, and vision coverage, prescription drug coverage, health care flexible spending, dependent care flexible spending, Aflac supplemental policies (Accident, Cancer, Critical Illness and Hospital Indemnity offered at no costs to employee), 401(k) plans, annual bonuses, and an opportunity to purchase company stock. On an annual basis, you’ll also be offered 11 paid holidays, up to 20 days PTO to be used for any reason, and, if eligible, state mandated sick leave (Washington employees accrue 1 hour sick leave for every 40 hours worked) and other leaves of absence, if eligible, when needed to support your physical, financial, and emotional well-being. Aflac complies with all applicable leave laws, including, but not limited to sick and safe leave, and adoption and parental leave, in all states and localities. #J-18808-Ljbffr

Mortgage Loan Underwriter Senior

City National Bank Columbus, OH

City National Bank Mortgage Loan Underwriter Senior in Columbus, Ohio MORTGAGE LOAN UNDERWRITER SENIOR WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data, decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of the borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews. What you will do: Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies. Identifies issues and recommends appropriate resolution within policy service level agreements. Analyzes and determines the financial capacity of the borrower's ability to repay: Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification, and payment calculation spreads. Reviews for stability of residency and employment. Identifies any exceptions to current policies. Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid. Accurately sets and clears conditions. Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required. Updates System(s) with pertinent information and appropriate data as required. Renders a decision within his/her lending authority. If the deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority. Certifies and provides a final Workbook to the Processor. Ensures compliance with bank and statutory/regulatory guidelines. Promotes a team environment fostering a positive working environment. Functions as a collaborator and innovator to drive continuous improvement. Provides guidance and support to the RLC and Processor when required. Utilizes systems and tools to ensure that the RLC's are updated on the status of loans. Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met. Provides timely, complete and accurate response to inquiries. Handles all situations in a professional and ethical manner. Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions. Supports and contributes to the quality and customer satisfaction goals of the bank. Productivity: Ensures all goals and service level agreements (SLAs) are met. Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management. Consistently meets quality control and data integrity standards. Effectively utilizes available systems, workflow and imaging tools. Mentor and train Underwriters I and II. 2nd level review of Underwriters I and IIs' work. Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc. Must-Have: Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required. Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required. Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.). Skills and Knowledge: Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required. Familiar with FNMA/FHLMC guidelines. Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher. Superior ability to communicate effectively in both verbal and written form. Strong time management skills to plan and organize a high daily loan volume. Strong ability to be very detail oriented. Must be a team player and work constructively with their fellow colleagues. Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives. Compensation: Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. *To be considered for this position you must meet at least these basic qualifications. The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. Benefits and Perks: At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks. INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT: City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law. ABOUT CITY NATIONAL: We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. #J-18808-Ljbffr

Commercial Credit Underwriter (SBA)

KeyBank Columbus, OH

Location: 4910 Tiedeman Road - Brooklyn, Ohio 44144 About the Job SBA Commercial Credit Underwriters are experienced commercial underwriters responsible for reviewing and analyzing all types of credit information on existing and prospective customers applying for an SBA product. This core underwriting role assists in structuring new requests, as well as completing renewals, while independently managing workflow and communication with field partners. Credit Associates are required to decision loans within an assigned lending authority and make educated, well-thought recommendations when decisioning requires a higher-level approval authority. This position reports to an Underwriting Team Leader. Essential Job Functions Review financial statements and all other relevant financial analysis as well as non-financial data to develop a concise focused analytical foundation for a credit decision. Collaborate with bankers and credit partners to drive the efficiency and effectiveness of the credit process to meet client expectations. Responsible for the development of quality credit memos and adherence to Key Bank’s credit policy. Decision loans within delegated authority or recommend decision to appropriate credit partner. Monitor and identify risks within the existing portfolio. Identify and escalate material issues or trends in a timely manner. Serves as mentor, coach and trainer for the analyst and junior underwriting staff. Periodic projects related to strategic initiatives and evolving risk management environment. Required Qualifications At least two years of commercial underwriting experience, preferably supporting SBA. Bachelor's degree with a preferred focus on business coursework, or equivalent work experience. Firm understanding of commercial credit underwriting/approval methodologies. Satisfactory understanding and knowledge of commercial credit policies, procedures, and loan systems. Commitment to core values: Teamwork, Respect, Accountability, Integrity, Leadership. Ability to work well individually as well as part of a team. Demonstrated business writing and communications/presentation skills. Satisfactory knowledge and proficiency in working with personal computers and business software (e.g., Microsoft Office - Word, Excel). Eligibility to work permanently in the U.S. Compensation and Benefits This position is eligible to earn a base salary in the range of $61,000 to $85,000 annually depending on location and job-related factors such as level of experience. Compensation for this role also includes eligibility for short-term incentive compensation and deferred incentive compensation subject to individual and company performance. Please click here for a list of benefits for which this position is eligible. Job Posting Expiration Date: 03/31/2025 KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to building a diverse, equitable, and inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or other protected category. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing [email protected] . #J-18808-Ljbffr

Underwriter - Direct Consumer Lending

Huntington Bancshares, Inc. Columbus, OH

Description The Underwriter – Consumer Direct underwrites Non-Equity Unsecured, Secured/Titled and Deposit products for Retail and Phone Bankers, Huntington.com, and BLEND on-line origination channels on the ACAPS credit platform. Duties & Responsibilities: Underwrite Unsecured products throughout the Bank’s Footprint (including Fixed Unsecured ILN’s, specialty Home Improvement/CRA programs such as Ohio State Home Improvement, Mercy Medical, and EcoLink) Underwrite Secured Titled products throughout the Bank’s Footprint (including Vehicle ILN’s, New/Used, Marine, RV, Miscellaneous Titled, as well as HNB Deposit secured products/liquid collateral) Underwrite applications from initial decision to clear-to-close, utilizing ACAPS/EDR HAWC imaging in a paperless environment Adhere to all department service level standards for communication, production, and cycle time Contribute to a supportive environment that offers collaboration, customer service and a commitment to doing it right Perform other duties as assigned Basic Qualifications: High school diploma or equivalent 3 or more years of Consumer Lending experience for real estate and/or consumer product sets referenced in the job description Preferred to have recent underwriting experience with all in-depth knowledge and understanding of regulatory compliance, (i.e., Reg B, Fair Lending, ATR/Ability to Repay, Income, etc.) Preferred Qualifications: Ability to analyze and underwrite complex loan structure, including complex self-employed cashflows, personal/business, PFS, etc. as well as standard Wage Earner/Paystub/W-2 Experience with risk accountability, law and regulation compliance and audit/regulatory examination response, mitigate risk with Red Flag identification and Risk tools, (e.g., AUCC/ID XCHECK, LEXIS NEXIS, etc.) Working knowledge of standard product set, purchase agreements/bill of sale, titles, UCC’s, clean title/lien perfection process Proficient in software (Microsoft Office Package, including Excel) Ability to accurately interpret, apply, and explain policy/procedures to both internal and external customers Self-discipline to work in a high-volume environment with minimal supervision, while maintaining acceptable production service levels Strong analytical skills with attention to detail Customer service oriented Ability to multi-task while maintaining a high-level of flexibility Exempt Status: Yes (not eligible for overtime pay) Workplace Type: Office Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position. Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis. #J-18808-Ljbffr

Practice Finance Underwriter III

Huntington Bancshares, Inc. Columbus, OH

Description Summary: The Business Banking Underwriter III is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties & Responsibilities: Supports Business Banking production by maintaining an individual pipeline of work. Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with more complex credit structures and customer exposure up to $4MM. Utilizes single approval authority up to $3MM. Appropriately assess risk profile of borrower. Assist with training and mentoring new hires as well as providing support for the UWI & UW II job families as needed. Tasks as needed to support the line of business and job family. Performs other duties as assigned. Basic Qualifications: Bachelor's degree 5+ years’ experience with business or commercial underwriting in a centralized lending environment Preferred Qualifications: Bachelor's degree in Business related field Proven track record to support high levels of loan volume Ability to underwrite credit exposures in excess of $2.5MM Previous authority to underwrite and decision credits without additional signers Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner Proficient use of Microsoft Office and other internet resources Ability to work independently on multiple tasks without compromising quality Excellence in customer service, highly motivated, focused and goal oriented Excellent written and verbal communication skills, including grammar and demeanor Strong organizational skills with attention to detail, planning and follow-up Exempt Status: Yes (not eligible for overtime pay) No (eligible for overtime pay) Workplace Type: Office Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position. #J-18808-Ljbffr

Best Match

Underwriter Trainee, Commercial Lines Insurance

Encova Insurance Columbus, OH

The salary range for this job posting is $43,950.00 - $70,319.00 annually + bonus + benefits. The above represents the salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors. Your recruiter can share more information about the specific salary range during the hiring process. We have several openings for this role with a target start date of May-June 2025. There will be a comprehensive training program, including foundational teaching and on-the-job training. Ideal candidates will reside within close proximity of our Columbus, Ohio or Charleston, West Virginia offices for in-office work as needed, but we are open to candidates anywhere within our payroll footprint as seen on our careers page. JOB OBJECTIVE: The Underwriter Trainee will build the knowledge, skills, and competencies required of an entry-level underwriter. This position will receive training and development in addition to mentorship, working closely with experienced professionals to become familiar with underwriting operations. The Underwriter Trainee will be trained in all aspects of managing existing and prospective commercial lines accounts. ESSENTIAL FUNCTIONS: 1. Successfully complete assigned commercial lines trainee program modules. 2. Review coverage applications and financial requirements for risks, and work with experienced underwriter(s) to determine acceptability of risk in accordance with company guidelines and standards. 3. Complete thorough risk analysis on designated accounts using appropriate Encova, NCCI, ISO, and state applicable industry rules, policies, procedures, guidelines, etc. 4. Review pricing based on financial, competitive, and risk analysis, and work with underwriters to determine appropriate pricing. 5. Review and confirm proper classification. 6. As appropriate, present quotes and answer questions from agencies, policyholders, or other external contacts and present issues to management as necessary. 7. Review loss control reports and follow up on outstanding recommendations. 8. Notify agencies of underwriting decisions, rate appeal decisions, underwriting requirements, status, and declinations. 9. Stay apprised of applicable state laws, guidelines, and regulations, industry activity, and trends as appropriate. 10. Effectively utilize industry rules and guidance to ensure proper policy construction. 11. Manage existing and prospective accounts by actively participating in account renewals, new business presentations, and discussions with agents. 12. Clarify policy wording for agents. 13. Apply knowledge of rating plans, employer financial standing and credit risk, employer accident experience, rules, and underwriting standards to effectively handle inquiries. OTHER FUNCTIONS: 1. Travel to various locations to support business objectives whenever necessary. 2. Nonessential function: other duties as assigned. KNOWLEDGE, SKILLS AND ABILITIES: • Bachelor’s degree from an accredited college or university is preferred (business administration, finance, economics, insurance, accounting, risk management, engineering, actuarial science, or other business-related areas strongly preferred). • Demonstrated professional or insurance experience may substitute for educational requirements. • Working knowledge of technology applications and ability to support business functions. • Solid communication and presentation skills. • Ability to interact in a team environment and to collaborate with other business units for information gathering, reporting results, training, etc. • Critical thinking: Ability to assess an individual situation and select applicable alternatives from an array of options, resulting in the most appropriate and sustainable decision. • Strong organizational skills, including the ability to manage multiple projects and work with minimal direction. • Excellent analytical, research, and writing skills. • Ability to adjust priorities based on changing situations. • Ability to apply confidentiality when appropriate. • Ability to recognize and analyze problems and develop timely solutions. • Ability to establish and maintain effective working relationships with others to achieve objectives. • Ability to solve practical problems and to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. • Ability to exhibit impartiality and openness to the views of others. • Proficient in Excel. This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions, and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities, and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons. Ready to join our team? At Encova Insurance, we firmly believe that our associates drive our company’s success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating, and financially rewarding opportunities. Join us to discover a work experience where your diverse ideas will be met with enthusiasm – where you can learn and grow to your fullest potential. What you can expect from us: Join our family of industry leaders, and let us reward you with a competitive salary, bonus, and benefits package that includes but is not limited to: a 401(k), wellness programs, bonus incentive plans, and flexible schedules, with an early close of the office every Friday. Additionally, Encova aspires to be an outstanding corporate citizen in all the markets we serve; we encourage and support associate participation in community initiatives through our foundations. Encova Insurance is an EOE/E-Verify employer. #J-18808-Ljbffr

P&C Construction Casualty Underwriter

The Hartford Columbus, OH

Executive Underwriter - UW07CD Senior Underwriter - UW08CA Underwriter - UW08CB We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future. We’re in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They’re at the center of everything we do – and by joining us, you’ll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests. Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they’ve always been done isn’t a part of the job. Here, you’ll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you’ll have any number of opportunities for your career to grow in whatever direction you choose. As a middle and large commercial construction underwriter, you will quarterback the sales and underwriting process by building exceptionally strong and lasting relationships with agents and brokers, ensuring that The Hartford is the carrier of choice. Success in this role will also entail effective account stewardship by managing the sales process from strategic planning to operational excellence and developing cross-sell and up-sell opportunities across the team. We have a collaborative and results-oriented environment, where approachable industry leaders mentor and inspire their teams to win in the market and have fun while doing it. We’ll Be a Good Match if You Have: A customer-first mindset, putting our customers at the center of everything you do. A passion for making decisions through both analyzing data and employing critical thinking skills. A team spirit and desire to work collaboratively. A financial mindset to help make the best decisions. Ability to own our work and follow through on commitments. Ability to decipher and execute within a fluid and changing business environment. An understanding of how to build relationships and trust among diverse groups. The ability to advance their careers into technical OR leadership positions. Qualifications: Bachelor’s Degree strongly preferred, or equivalent combination of education, training, and experience. 5+ years of construction casualty underwriting experience preferred. Demonstrated success in developing and maintaining solid relationships with all internal and external business partners. Excellent communication, interpersonal, and presentation skills. An ability to think analytically about business problems, make recommendations, and propose solutions. High energy self-starter, who is resilient and has an entrepreneurial spirit. Demonstration of solid time, organizational, and desk management skills. Goal-oriented and delivers outcomes. Ability to challenge the status quo and compete to win. Superior technical knowledge and sound decision-making and analytical skills. Valid driver’s license as a company pool car may be provided. This role can have a Hybrid or Remote work arrangement. Candidates who live near one of our office locations (Columbus, OH; Cincinnati, OH; Troy, MI) will have the expectation of working in an office three days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business needs arise. Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency, and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $76,320 - $182,640 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us | Culture & Employee Insights | Diversity, Equity and Inclusion | Benefits #J-18808-Ljbffr